This website (“Site”) is provided to you by Fine Gas Repairs (hereinafter, the “Company” or “”) Your access to and use of this Site is subject to these Terms and Conditions of Use. By accessing this Site you (“you”) agree to be bound by these Terms and Conditions of Use whether or not you have read them. If you do not agree to these Terms and Conditions of Use, do not access or use this Site.

Changes may be made at any time to the information, names, text, software, images, pictures, logos, trademarks, service marks, products and services and any other material displayed on, offered through or contained on this Site.

The Company may at any time, and at its sole discretion, modify these Terms and Conditions of Use, including without limitation the Privacy Policy, with or without notice. Such modifications will be effective immediately upon posting. You agree to review these Terms and Conditions of Use periodically and your continued use of this Site following such modifications will indicate your acceptance of these modified Terms and Conditions of Use. If you do not agree to any modification of these Terms and Conditions of Use, you must immediately stop using this Site.

The materials displayed on or contained within this Site including, without limitation, all Site software, design, text, editorial materials, informational text, photographs, illustrations, games, audio clips, video clips, short features, artwork and other graphic materials, and names, logos, trademarks and service marks (the “Materials”), are the property of The Company or its licensors and are protected by copyright, trademark and other intellectual property laws. The Company name, design and related marks are trademarks of The Company. The Company hereby grants you a personal, non-exclusive, non-assignable and non-transferable license to use and display the Materials for noncommercial and personal use only; provided that you maintain all copyright and other notices contained in such Materials. You agree not to reproduce, modify, create derivative works from, display, perform, distribute, disseminate, broadcast or circulate any Materials to any third party (including, without limitation, the display and distribution of Materials via a third party website) without express prior written consent of The Company. Use of the Materials is only permitted with the express written permission of The Company and/or its licensors. You further agree that you will not disassemble, decompile, reverse engineer or otherwise modify the Materials. This Section will survive the termination of your right to use this Site.

The Company’s personal information practices on this Site are governed by The Company’s privacy statement. Please review this privacy statement and print a copy for your records.

The insurance services and products described on this web site are only for persons in those states and jurisdictions where such products and services may legally be sold. Nothing on this web site shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.

This web site is for the use of consumers and small businesses who are researching and shopping for insurance products. You are not permitted to use this web site or its contents for any commercial or non-personal purpose (direct or indirect). The Company reserves the right to prevent any party who engages in such non-permitted use(s) from accessing this web site.

You acknowledges that The Company makes no representations, warranties, covenants or other claims of any kind with respect to any information acquired through use of this Site and no responsibility or liability is accepted by The Company as to the accuracy or completeness at any time of any information relating to this Site, whether or not expressly provided in these Terms and Conditions. The Company EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, OF ANY KIND OR NATURE WHATSOEVER, INCLUDING, WITHOUT LIMITATION, AS TO MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR USE. IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY LIABILITIES, COSTS, LOSSES, EXPENSES OR DAMAGES, WHETHER PUNITIVE, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR OTHERWISE, ARISING DIRECTLY OR INDIRECTLY FROM THESE TERMS AND CONDITIONS OR THE ACQUISITION OF ANY PROPERTY, WHETHER BASED UPON WARRANTY, TERMS AND CONDITIONS, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE. You hereby indemnify and hold harmless The Company for any and all liabilities, costs, losses, expenses or damages suffered by The Company directly or indirectly as a result of, or otherwise in connection with, any real property, this Site, or these Terms and Conditions.

This Site may contain links to or references to third party websites. These links are provided for your convenience only. No endorsement of any third party products, services or information is expressed or implied by any information, material or content of any third party contained in, referred to, included on, or linked from or to this Site. Any information, data, opinions, recommendation, products or services provided by such third parties through links to other websites or otherwise made available through their websites are solely those of such third parties and not of The Company or its affiliates. Your use of such third party websites is subject to the Terms and Conditions of use and the privacy policies of such websites.

By visiting, you agree that the laws of the state of Florida, without regard to principles of conflict of laws, will exclusively govern these Legal and Licensing terms and any dispute of any sort that might arise between you and the Company.

This website provides a brief description of the provisions of group policy PAL-STMP-2008 or policy PAL-STMIP-2008. Exclusions and limitations may apply, and benefi ts may vary by state. For a complete description of coverage, see the policy/certifi cate, or contact SMIG. Choice STM is not available in all states.

If you have any questions about our privacy statement, the practices of this site, or your dealings with this Web site,
please contact us at: